Business Funding

Funding built around your business — not one product

Most funders push a single product. OnKap evaluates your business once and routes your request toward the funding paths that may actually fit — from SBA programs to revenue-based working capital.

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Funding paths available through OnKap

SBA Loans

Government-backed programs for qualified businesses seeking lower-cost, longer-term capital.

Business Lines of Credit

Draw what you need, when you need it, and pay for what you use — flexible working capital on standby.

Term Loans

A fixed amount with a set repayment schedule for planned investments and expansion.

Revenue-Based Funding

Capital based on your monthly revenue with remittances aligned to how your business earns.

Equipment Financing

Acquire or upgrade equipment while preserving cash, with the equipment supporting the financing.

Accounts-Receivable Financing

Turn outstanding invoices into working capital instead of waiting on customer payment terms.

How it works

Qualify in minutes

Answer a few questions about your revenue, time in business and funding goal — no lengthy paperwork to start.

Complete your application

Finish a short secure application and upload recent business bank statements through an encrypted link.

We review your options

Our team evaluates your business and identifies which funding paths and providers may fit.

Review offers and fund

Compare any offers side by side, choose what works, sign electronically and receive funds from the provider.

Common questions

How much can my business request?

Requests from $50,000 to $5,000,000 fit our primary programs. Smaller and larger requests can be reviewed case by case. Available amounts depend on underwriting and provider approval.

Does checking my options affect my credit?

The initial qualification uses information you provide. If a credit review is needed for a specific product, we tell you first and obtain your authorization.

Is OnKap a lender?

No. OnKap is a commercial funding brokerage. We present your business to funding providers in our network who make their own credit decisions.

One qualification. Multiple paths to capital.

Complete a short qualification and see which funding paths may fit your business.

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