Get the Capital Your Business Deserves
SBA loans and flexible business funding solutions designed to help established companies grow, operate, and thrive.
One qualification. Multiple paths to capital.
OnKap Financial reviews your business profile to identify funding paths that may fit your revenue, credit, time in business and capital needs.
Business Funding
One qualification, every funding path in our network. Start here if you want your options laid out before choosing a product.
Learn moreRevenue-Based Funding
Fast working capital sized to your monthly revenue, with remittances that follow how your business earns.
Learn moreLine of Credit
A reusable pool of capital on standby — draw what you need, pay for what you use, draw again as you repay.
Learn moreSBA Loans
Government-backed programs with lower-cost, longer-term capital for qualified businesses with established history and solid credit.
Learn moreTerm Loans
A fixed amount with a set repayment schedule — the predictable structure for defined investments like expansion, buildouts and large orders.
Learn moreEquipment Financing
Finance trucks, machinery, medical or restaurant equipment while preserving cash — the equipment itself supports the financing.
Learn moreA/R Financing
Turn unpaid invoices into working capital now instead of waiting 30, 60 or 90 days on customer payment terms.
Learn moreHow It Works
From two-minute qualification to funded — what happens at every step, what we'll ask for, and what we'll never do.
Learn moreWhat business owners ask us.
The qualification form is designed to identify an appropriate path without requiring a long initial application.
Does checking eligibility affect my credit?+
The preliminary qualification form does not itself run a credit inquiry. Any later credit authorization should be clearly disclosed before it occurs.
What information will I need?+
Start with annual revenue, estimated credit range, time in business, requested funding amount and basic contact details. Additional documentation may be requested after review.
What happens if SBA is not the best fit?+
Your profile may be reviewed for other business funding options, including term loans, lines of credit or working capital programs.
How quickly will someone contact me?+
Qualified submissions can be assigned to a funding specialist for follow-up during normal business hours.